What Is XRP? How to Buy XRP?
XRP XRP is the native cryptocurrency of the Ripple network, designed for efficient and low-cost cross-border payments. Unlike Bitcoin, which relies on mining, XRP uses a unique consensus mechanism (RPCA) that verifies transactions through trusted nodes, allowing settlements to be completed within 5 seconds at a very low cost. It acts as a “bridge currency” in international payments, facilitating seamless exchange between different fiat currencies; for example, when converting US dollars to Japanese yen, XRP serves as an intermediary to avoid multiple clearing stages.
As of July 2025, the market value of XRP reached $127.18 billion, ranking fourth among global cryptocurrencies, with a circulating supply of 58.5 billion coins (total supply of 100 billion coins). Its technological advantages have attracted more than 300 financial institutions, including Santander Bank and American Express, to access RippleNet, becoming a key hub for the integration of traditional finance and blockchain.
How to buy XRP on Gate Exchange?
Gate, established in 2013, is a well-known exchange that has become an ideal platform for purchasing XRP due to its compliance and high liquidity. The operation process is clear and convenient:
- Registration and verification: Visit the Gate official website and register an account, complete email verification and identity authentication to unlock fiat trading permissions.
- Fund deposit: Supports fiat (bank transfer, credit card) or cryptocurrency (USDT, BTC, etc.) deposits. Fiat must first be converted to USDT, and then XRP can be purchased through cryptocurrency trading.
- Execute the transaction: On the “Trading” page, select XRP/USDT Trading pairs, options available:
- Market Order: Immediate execution, suitable for quick positions;
- Limit Order: Pre-set target price (e.g., 2 dollars), buy after the price is triggered.
- Asset Storage: It is recommended to store XRP on the Gate platform. The Gate platform currently supports XRP fixed income, with a coin-based annual return of 0.57%. Your idle XRP can also earn money.
XRP Price Prediction: Short-term Volatility and Long-term Growth Potential
Driven by regulatory trends and market sentiment, XRP price Presenting significant fluctuations. In January 2025, its historical high reached $3.84, and after the SEC dropped its lawsuit against Ripple in April, the price surged 8% in a single day to $2.46. Currently (June 2025), the price hovers around $2.18, with the 50-day moving average ($2.29) forming short-term resistance, and support in the range of $1.90 - $2.00.
Analysts’ forecasts for the future show divergence:
- 2025: Conservative estimates range from $1.50 to $3.94 (Cryptopolitan), while optimistic models predict a rise to $4.56 (Cryptomus);
- 2026: Driven by the integration of CBDC technology, the price may climb to $5.03 - $6.13;
- 2030: If institutional adoption accelerates, it may break through $14.88, with a long-term target looking at $17.06 in 2031.
It should be noted that XRP is closely linked to Bitcoin’s market trends, and halving events along with macroeconomic changes may trigger short-term corrections.
Future Outlook for the XRP Project: Dual Engines of Regulatory Breakthrough and Ecological Expansion
The core prospects of XRP hinge on two major drivers: regulatory clarity and technological ecosystem upgrades. In April 2025, the SEC officially withdrew its lawsuit against Ripple, clarifying that XRP “programmatic sales do not constitute securities,” removing long-standing compliance barriers and prompting exchanges like Coinbase to relist, resulting in a surge of institutional fund inflows. On the technological front, XRPL will introduce automated market maker (AMM) and smart contract functionalities in 2025, supporting stablecoin issuance and RWA asset tokenization, significantly expanding application scenarios.
Ripple continues to drive the ecosystem’s implementation, with its ODL (On-Demand Liquidity) network connected to Santander Bank and payment platform Tranglo, focusing on expanding the cross-border remittance market in Latin America and Southeast Asia. Potential catalysts include the XRP spot ETF applications (such as the WisdomTree proposal which has entered the SEC review stage) and the adoption of Treasury reserves by traditional financial institutions (such as Vivopower configuring a $121 million XRP reserve). Challenges include pressure from competitors (such as SWIFT and CBDCs) and the risk of appeals that the SEC may impose on Ripple’s institutional sales.
In the next decade, XRP will not only be a payment tool but will also become a key infrastructure connecting traditional finance and the DeFi ecosystem.
