Recent discussions about reforming the Fed have generated widespread follow. While such reforms may increase the likelihood of interest rate cuts, bringing a brief excitement to the market, their long-term impact is worth pondering. Reforms could undermine the Central Bank's independence, a potential outcome that is concerning. A central bank that loses its independence may lead to a massive withdrawal of traditional capital, while the current market does not seem ready to cope with such drastic changes. We need to weigh the relationship between short-term benefits and long-term stability, carefully considering any reforms that could affect the foundation of the financial system.