XRP may increase by 200 percent by the end of the year.

The UK-based bank Standard Chartered has predicted that the current price of XRP could increase by 200% by the end of the year and could even gain 500% in value to reach $12.50 by 2028.

The cryptocurrency XRP, created by Ripple Labs, ranks as the fourth largest cryptocurrency by market capitalization. Ripple faced strict regulatory pressure from the Joe Biden administration between 2020 and 2024, entering a legal quagmire during Gary Gensler's presidency of the (SEC). The Commission, which claims that XRP is a security, filed a lawsuit against Ripple Labs in 2020 for the unregistered sale of securities.

However, the Ripple team is now in close contact with the incoming Trump administration and is looking to start a clean slate with the SEC's new crypto-friendly management. While investors are more likely to see (ETF) spot XRP will be traded in exchange-traded funds, according to Standard Chartered, XRP still has a long way to go with the Trump administration's crypto-friendly approach.

Geoff Kendrick, head of digital asset research at Standard Chartered, suggested that XRP could reach $5.50 by the end of the year.

Does XRP really rise to 12.5 dollars?

According to the bank's report, the XRP spot ETF is expected to be approved in the third quarter of 2025. According to the bank, XRP's spot exchange-traded fund product could generate up to $8 billion in inflows in the first year.

Crypto analyst Moon Lambo expressed excitement that a major global bank like Standard Chartered now believes XRP could reach $12.50. According to him, the world is finally beginning to see what XRP supporters have always seen.

I have to tell you, it is just buck wild to see a multinational bank predict that the price of XRP is going to hit $12.50. 😎🤘🏻🔥

This is the type of thing that the XRP community has believed to be possible for over a decade now.

Sonunda, geri kalan dünya geliyor...

— Moon Lambo (@MoonLamboio) April 8, 2025

XRP was trading at $1.82 at the time of writing, down 1.7% in the last 24 hours.

1.25 billion dollar acquisition from Ripple

The company behind the XRP cryptocurrency, Ripple, announced that it will acquire the multi-asset prime broker Hidden Road for $1.25 billion. This strategic move is one of the largest steps Ripple has taken towards its institutional expansion goals. With this deal, Ripple will become the only crypto company that owns and operates a global multi-asset prime broker.

On the other hand, Ripple plans to expand the use of its own developed USD-pegged stablecoin RLUSD. Ripple launched RLUSD last year to disrupt the market dominated by Tether and USD Coin. It has been reported that RLUSD will be used as collateral in the institutional services offered by Hidden Road. This move could enable Ripple to compete more directly with major players like USDT and USDC in the stablecoin market.

This article does not contain investment advice or recommendations. Every investment and trading activity involves risk, and readers should conduct their own research when making decisions.