It should be a bull until January, it starts in August or September, whatever you save in these 3 months of October, November, December is a profit; I expect a get dumped after January. I don't know when the account will come in, I never make long-term accounts, these are just my predictions. The situation of the basket is good; I have pulled the principal from most of them according to the budget I set aside, 5-10x is enough for me.