Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
302,072,182
0.000474%/
0.000515%
/4.52%
0.000623%
/5.46%
btc
BTC
2,573
243.44M USDT
0.000274%/
0.000336%
/2.95%
0.000330%
/2.90%
eth
ETH
6,353
11.35M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
18,914,935
41.38M USDT
0.000562%/
0.000833%
/7.30%
0.001040%
/9.12%
doge
DOGE
190,048,863
34.45M USDT
0.000349%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,780,394
23.6M USDT
0.000957%/
0.001205%
/10.56%
0.001158%
/10.15%
shib
SHIB
1,014,141M
14.04M USDT
0.000339%/
0.000381%
/3.34%
0.000613%
/5.37%
kas
KAS
133,150,577
13.8M USDT
0.000170%/
0.000187%
/1.64%
0.000428%
/3.75%
ltc
LTC
141,709
12.22M USDT
0.000337%/
0.000375%
/3.29%
0.000613%
/5.37%
bnb
BNB
19,855
11.96M USDT
0.003336%/
0.005901%
/51.70%
0.005156%
/45.17%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?