Institutional Zero-Interest Loan Program Upgrade: Unlock 200,000-10,000,000 USDT in Interest-Free Credit
To help institutional clients enhance capital efficiency and expand the trading scale, Gate.io has fully upgraded its zero-interest loan program . Apply now to enjoy an interest-free loan limit of up to 10 million USDT !
How to Apply?
Contact your account manager, or apply via the link or email mm@gate.io.
I. Exclusive for New Clients: Unified Account Loan
Eligible Clients: Clients with a monthly trading volume exceeding $20 million at other exchanges can provide proof of their trading volume over the past 30 days to receive a loan limit upon joining Gate.io.
Loan Policy:
Within 30 days from the date of the obtaining interest-free loan , if the cumulative trading volume meets the target, clients can enjoy a 90-day interest-free period.
Interest-free loan limits and trading volume requirements are as follows:
| USDT Interest-Free Limit | 30-Day Cumulative Trading Volume ($) |
|---|---|
| 200,000 | >15,000,000 |
| 300,000 | >25,000,000 |
| 400,000 | >50,000,000 |
Assessment at Maturity: If the trading volume target is not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If the target is met, the interest-free period extends by 60 days, totaling 90 days interest-free.
II. Exclusive for Existing Clients
1.Low Amount Loan (Unified Account)
Eligible Clients: Existing clients with an average monthly trading volume of $30 million to $100 million over the past 90 days can apply for a loan limit of up to 400,000 USDT .
Loan Policy:
An every 30-day assessment after receiving the loan limit is conducted. If trading volume growth or taker volume % targets are met, clients can enjoy interest-free benefits and continue loan.
| USDT Interest-Free Limit | Assessment Method 1: 30-Day Trading Volume Growth Rate | Assessment Method 2: Spot Taker Volume % | Assessment Method 3: Futures Taker Volume % | ||
|---|---|---|---|---|---|
| 200,000 | 30% | or | 0.1% | or | 0.04% |
| 300,000 | 40% | or | 0.18% | or | 0.08% |
| 400,000 | 50% | or | 0.35% | or | 0.15% |
30-Day Assessment: If the assessment criteria are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days. If targets are met, the previous loan cycle is interest-free, loan can continue, and clients may apply for a higher limit.
- Trading Volume Growth Rate Calculation: 30-day trading volume / (average daily trading volume over the past 90 days * 30) - 1
- About Taker Volume %:
Spot Taker Volume % = 30-day client’s spot taker trading volume / 30-day Gate.io’s total spot taker trading volume
Futures Taker Volume % = 30-day client’s futures taker trading volume / 30-day Gate.io’s total futures taker trading volume - Taker Ratio Requirement: Regardless of the chosen assessment method, client’s taker trading volume must account for over 60% of the client’s total trading volume.
2.Large Amount Loan (OTC /Unified Account)
Eligible Clients: Institutional clients who have completed KYB verification and achieved a 30-day trading volume exceeding $100 million can apply for an interest-free limit of up to 10 million USDT based on your trading volume. Two loan options are available: Unified Account Loan and OTC Loan.
Loan Policy:
Clients who meet the 30-day maker and taker volume requirements for futures or spot trading, as shown below, can apply for the corresponding interest-free loan limit.
| Loan Limit (USDT) | Perpetual Futures Maker Trading Volume ($) | Perpetual Futures Taker Trading Volume ($) | Spot Maker Trading Volume ($) | Spot Taker Trading Volume ($) | |
|---|---|---|---|---|---|
| 1,000,000 | 200,000,000 | 55,000,000 | or | 80,000,000 | 25,000,000 |
| 2,000,000 | 400,000,000 | 120,000,000 | or | 145,000,000 | 60,000,000 |
| 3,000,000 | 600,000,000 | 200,000,000 | or | 240,000,000 | 115,000,000 |
| 4,000,000 | 950,000,000 | 320,000,000 | or | 330,000,000 | 155,000,000 |
| 5,000,000 | 1,350,000,000 | 440,000,000 | or | 400,000,000 | 195,000,000 |
Maximum loan Limit :
Spot and futures can be calculated separately, with a combined maximum limit of 10 million USDT for spot + futures.
Assessment Cycle:
- Each Calendar month is an assessment cycle.
- Gate.io reviews trading volumes on the first day of each month.
Assessment Standards:
- Clients must meet the monthly trading volume requirements for both taker and maker trades in either spot or futures , corresponding to their loan tier.
Action for Non-Compliance:
- If trading volume requirements are not met, interest must be paid at the agreed rate, and the principal and interest must be repaid within 3 days of the review result notification (based on the official email notification).
- Late repayment will trigger an automatic repayment process; if account funds are insufficient, forced liquidation may be initiated.
Notes:
- Unified Account loan funds can only be used for spot leverage trading. OTC loan funds have no market restrictions.
- All 0-fee trading pairs are excluded from the calculation.
- New clients cannot participate in the GMMC program simultaneously.
- All loans under this program require account collateral. Margin ratios and risk control mechanisms follow the Unified Account rules. For details, consult your account manager or visit https://www.gate.io/en/loan-info.
- The previous Institutional Zero-Interest Loan Program has ended.
- For further inquiries, contact your account manager or email mm@gate.io.
Join now to optimize your capital flow and trade with ease!
Gate.io Team
April 2nd, 2025
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